Saturday, September 27, 2014

FLASH UPDATE: Is "Data Dependent" Necessary Language?

"Data dependent" is a term that Janet Yellen probably used ten times in her speech two weeks ago, and one that between Ben Bernanke and herself, has been uttered hundreds of times since the financial crisis.  Easing accommodations will be dependent upon the growth of the economy.  Since the 2008 recession, the economy has recovered slowly but surely.  Observe the following, since March 2009:

- The Industrial Production Index has risen approximately 24% (+4% in the last year)
- The ISM Manufacturing Index has risen by approximately 64% (+4% in the last year)
- New Housing Starts has risen by approximately 95% (+8% in the last year)
- The Case-Shiller Index has risen approximately 20% (+8% in the last year)
- The Unemployment Rate has fallen from approximately 8.7% to 6.1%
- GDP has risen from approximately -0.5% annually to +4.6% annualized (as of Q2)
- The St. Louis Fed Financial Stress Index has fallen approximately 130%
- The Consumer Sentiment Index has risen approximately 40% (+2% in the last year)
You can choose to believe all, some or none of these figures.  That being said, although many or most of these may be unsustainable, if easing accommodations is “data dependent”, What Are They Waiting For!?
Maybe the Fed has no intention of ever returning to a market driven, supply & demand focused economy where the level and length of government intervention is the only important driving factor.  Maybe they are just afraid to find out how the market reacts upon completion of the Taper and true withdrawal of liquidity from the system.  After all, it has been six years of zero-interest rate policy and six years of awash liquidity, where there is no precedent for what comes next. 

I expect that the end of Taper and the eventual withdrawal of liquidity will not go as smoothly as Chairwoman Yellen hopes it will.  Additionally, I think there is a possibility that without outside liquidity and support, the economy will not be quite as “strong” as it has been.  In the last 4-5 years, US HY issuance has been unprecedented, but with the background of the tepid growth environment there are many companies that have deteriorated significantly across many metrics.  We expect that will be exacerbated in a less liquid environment, one in which capital markets will be much more difficult and expensive to access and one in which we think might be on the horizon.
Enjoy your Sunday,
Richard Travia
Director of Research

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