Monday, February 2, 2015

FLASH UPDATE: TRV Weekly Commentary - Vol & Refi Fears

TRV Weekly Commentary
Week Ending 28 Jan 2015



Comment:

The yield curve continued to bull-flatten post January Fed minutes in contrast to numerous 2014 projections. We interpreted the tone of the minutes as more dovish than recent months and point to “Market-based measures of inflation… have declined somewhat substantially” as evidence of the tone. We note that January’s statement replaced “somewhat further” with “substantially”, giving indication that the 2.0% inflation target may continue to run below mark. Investors agreed with our interpretation of the Fed’s statement as yield on 10yr Treasuries fell 7 bps to an intraday low of 1.70%.

The mortgage market was strong leading up to the Fed’s announcement, with lower coupons outperforming the 10yr by 7 1/8 ticks, and higher coupons outperforming by 4 5/8 ticks. This was largely due to rising yields and short-covering given the previous week’s weakness. However, the magnitude of Syriza victory in the Greek elections led rates between 3 and 5 bps lower. The Syriza party is known for anti-austerity sentiments that could potentially be damaging to the Euro Zone.

In the days leading up to month-end, rates dramatically fell and renewed refi fears. The refi-index shows no change this week due to how the week fell in the calendar. We expect an uptick in the index, however, as rates approach all-time lows. Rate volatility has spurred a significant amount of trading: about 9 billion of Agency derivatives went out to bid with ¼ not trading. “DNT” (did not trade) is an indicator of widening spreads and decreased liquidity as bids do not meet reserve levels. Post-HARP GN collateral fared the worst (-11%) given the 50 bp reduction in mortgage insurance premium while conventional TBA collateral was likewise hit hard (-8%). Benchmark IOs behaved as expected, widening between 40-100 bps depending on vintage. We expect continued opportunity in the sector as most derivative books are likely down between 5 and 8% unlevered, erasing a large portion of their 2014 gains. 

Regards,

Tradex Global Advisory Services, LLC
investorrelations@thetradexgroup.com 
203-863-1500
@Tradex_Global

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