Thursday, January 23, 2014

FLASH UPDATE: The Challenge with REITS

Real Estate Mortgage Trusts (REITS) are familiar to most investors and, as we know, they come in various types.  Office property and residential mortgage REITS are two of the largest sectors.  The first invests typically in hard illiquid assets while the latter invests in raw mortgages or mortgage-backed securities.  From physical properties to raw loans to mortgage-backed securities, investors in REITS can choose from a wide spectrum of real estate-related assets representing a similar wide spectrum of liquidity, from low to high.  One of the “magical” properties of REIT investing is that investors seemingly are able to convert low-to-moderately liquid assets into highly liquid securities by investing in the equity of a REIT.

But this magic is not without a high cost; the equity market can extract a high cost for this liquidity.  The high-grade MBS market of 2013 is a very good example.  Annaly Capital Management (NLY) and American Capital Agency Corp. (AGNC) are a couple of cases in point.  Both of these REITS invest predominately in high grade agency MBS and were down approximate 30% in price in 2013.  This was due in some degree to spread widening in the underlying agency mortgages (due primarily to anticipation of Fed “Tapering” its bond buying program).  But agency MBS did not fall anywhere near 30% in price in 2013!  Even correcting for leverage, it is clear that a large part of the fall in price for these agency mortgage REITS was due to the equity markets raising the equity risk premium in this sector.  Equity volatility can add significant downside to a simple investment into high grade and highly liquid residential MBS!


Investors have another option to choose from.  An MBS relative value trading strategy that invests in highly liquid agency mortgages can still provide extremely strong liquidity, carry and hedged, non-directional returns.  The ability to generate alpha from a liquid, active trading strategy, as opposed to a static, beta-driven investment also comes with much greater transparency to the underlying holdings and most importantly…without equity market volatility.  Please contact Tradex to learn more about this investment strategy. 


Tradex Global Advisory Services, LLC
investorrelations@thetradexgroup.com 
203-863-1500
@Tradex_Global

No comments:

Post a Comment